About Reclaim Ur Credit

Reclaim Ur Credit exists to make credit disputes affordable and transparent. We believe the right to dispute inaccurate information is yours under federal law, and you should not have to pay a company hundreds of dollars a month to exercise it.

Our tool combines AI report analysis with lawyer-style letter generation so anyone can identify disputable items and send well-cited letters to all three bureaus for a flat $10 per round.

We are a do-it-yourself software tool — not a law firm and not a credit repair organization. You stay in control of your letters, your disputes, and your personal data.